Seeking Significant Loans at Competitive Rates?
Personal loan fixed APRs from 5.95% to 12.99% (with auto-pay).
Find My Preferences24/7 Online Service
+86 178 8433 9225Checking your rate won't impact your credit score.
Secure & Convenient
Confidential & Secure
Access Funds Quickly
Hours. Often Faster!
Up to ¥100,000
Cash or Bank Transfer!
Up to 3 Years
36-Month Low Rates
Online Application
No Bank Visits Needed!
Consolidate Credit Card Debt or Fund Major Investments
Is your credit card interest exceeding 10%? Our low rates will save you thousands on repayments. With the lowest rates and fixed monthly payments, you can pay off high-interest debt (like credit cards) or make a large purchase. Apply in minutes.
WHY LoanOffer is the Smartest Choice?
Serious Savings
Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)
No Fees. No Catch.
No origination fees or pre-payment penalties. What you see is what you get.
Easy Experience
Simple online application and access to live customer support 7 days a week.
Community Benefits
If you lose your job, we’ll temporarily pause your payments and even assist you in finding a new job!
Invest in Your Career
Pay Off Credit Card Debt
Cover Medical Expenses
Handle Moving Costs
Finance Home Renovations
Consolidate Other High-Interest Debt
Personal Loan Comparison
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Fast application.
Fast process. So easy.
Apply for a decision in minutes.
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Find Your Rate
Get pre-approved online with no fees and no long-term obligations
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Select Your Loan & Apply
Choose the loan that fits you and complete your application.
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Put your e-signature in
and receive your moneySign your documents and funds will be immediately wired to your account.
How We Help People
With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!
This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.
Jane Stephens
New York
My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.
Christopher Campbell
Minnesota
I know I’m making progress and LoanOffer has given me the freedom to invest that money in other assets.
Adam Devine
California
As opposed to credit cards' variable rates - our loans have a fixed interest rate. This means on funding day 1 you'll know your exact monthly payment schedule for the term of the loan!
As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!
Welcome to our wonderful world. We sincerely hope that each and every user entering our website will find exactly what he/she is looking for. With advanced features of activating account and new login widgets, you will definitely have a great experience of using our web page.
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